Rich Howard Independent Insurance Agent for Coverage That Fits Your Life.

Rich Howard Insurance for auto, home, life, and health — tailored to your needs, not a quota.

Trusted by Northwest Arkansas families and businesses for over 30 years.

No obligation. Response within 24 hours.

20+

Years of Experience

1,200+

Clients Served

15+

Carrier Partners

4.9 ★

Average Client Rating

One Agent. Every Coverage You Need.

From protecting your vehicle to securing your family's future, Rich Howard offers straightforward guidance across the four coverage areas that matter most to Northwest Arkansas families: Auto Insurance, Home Insurance, Life Insurance, and Health Insurance. As an independent insurance agent, Rich Howard offers no call centers, no runaround — just clear answers from a local expert who knows your situation and works for you, not the insurance company.

No obligation. Response within 24 hours.

Why Clients Choose Rich Howard

For more than 30 years, Rich Howard has called Northwest Arkansas home — and that local roots run deep in how this agency serves its clients. As an independent insurance agent with Stacey Carlson Insurance, PLLC, Rich believes insurance should be built around people, not policies. That means taking the time to understand your goals, answer your questions honestly, and recommend coverage that actually fits your life and budget.

Whether you're buying your first home, growing your family, starting a business, or planning for the road ahead, you'll have a dedicated point of contact who knows your policies by name — not a ticket number routed through a call center. When a claim happens or life changes, you reach a real person who can act.

Rich proudly serves individuals, families, and business owners throughout Arkansas, Texas, Oklahoma, and Missouri, with Home, Auto, Life, Business, Boat, RV, and Motorcycle insurance.

Rooted in the local community, this Rich Howard as an independent insurance agent understands the specific risks, regulations, and priorities that matter most to the families and businesses served — delivering prompt service, professional advice, and long-term relationships built on trust.

Ready to Find the Right Coverage?

Get a no-pressure quote in under 24 hours — just tell us a little about what you need.