Meet Your Agent
With over 30 years of experience in the insurance industry, Rich Howard has had the privilege of helping families, individuals, and small businesses throughout Northwest Arkansas navigate the complexities of insurance coverage with clarity and confidence. As an independent insurance agent, Rich specializes in finding the right fit for each client's unique situation — not just the cheapest option, but the right one. Rich got into insurance because every family deserves financial protection without the confusion.
Licensing & Credentials
- Licensed Insurance Agent
- 30+ Years of Industry Experience
- Certified in Life, Health, Auto & Home Lines
- NAIFA Member (National Association of Insurance and Financial Advisors)
- Errors & Omissions (E&O) Insured
Independent agent. Fiduciary-minded.
Rooted in This Community
I don't just work here — I live here. My kids go to school in this district, I shop at the same stores you do, and I've been a sponsor of the Riverside Youth Soccer League for the past four seasons. I volunteer regularly with the Northside Neighborhood Association, show up to town hall meetings, and make it a point to support local businesses whenever I can. Because when your community thrives, so do you. When you're my neighbor, your coverage matters to me personally.
You won't reach a call center when you call me — you'll reach me.
Carriers We Work With
As an independent agent, I shop multiple top-rated carriers to find the right fit for your needs — not just the easiest option.
Ready to Get Protected?
If what you've read here feels like the kind of agent you've been looking for, the next step is simple: let's talk about your coverage.
No obligation. Response within 24 hours.